Apnaklub Privacy Policy

This policy applies to customer information we collect in India at Apnaklub and through our app.

Privacy Policy - Full Policy

Apnaklub (referred to as “Apnaklub”) recognizes the importance of our customers' privacy. We believe that privacy is more than an issue of compliance – it is one of trust. We strive to manage your personal information based on our basic belief of respect for the individual. This policy describes:

Notice and Scope of Our Privacy Practices

Our goal is to provide clear, prominent, and easily accessible information about our privacy practices. This policy applies to customer information obtained by Apnaklub in connection with its operations online, in India.

Apnaklub expects our associates and business partners to manage your personal information properly and maintain your trust. We have designated associates who are accountable for compliance with this privacy policy.

Collection of Information

We collect information about you, with written consent, to deliver the products and services you request and to help improve your buying experience. We strive to limit the amount of personal information collected to support the intended purpose of the collection.

Personal Information

The Personal Information (“PI”) we collect may include contact and payment information like your name, email and physical addresses, phone numbers, and credit and debit card information. When you ask us to ship an order, we may collect information you provide us such as the name, address, and phone number of recipients. For certain transactions, we may be required to collect information to comply with legal requirements.

This information may include, in certain cases, “Sensitive personal data or information” as explained below:

Sensitive personal data or information, of a person shall include information collected, received, stored, transmitted or processed by body corporate or intermediary or any person, consisting of:

  1. password(s);
  2. User details as provided at the time of registration or thereafter; for example Residential Address, personal phone numbers, emails address etc.
  3. information related to financial information such as Bank/credit card information other payment instrument details of the users;
  4. Physiological and mental health condition;
  5. Medical records and history;
  6. Biometric information; for example finger/thumb impressions, iris scans, etc.
  7. Information received by body corporate for processing, stored or processed under lawful contract or otherwise; Information regarding bank transactions, statements of accounts, PAN Numbers, License numbers, tax related information etc.
  8. Call data records and logs;

We collect Personal Information from you in a variety of ways when you interact with Apnaklub, online. Some examples are when you:

Information from Other Sources

We may receive personal information about you from other sources as well. Examples of these sources are entities that can help us correct or supplement our records, improve the quality or personalization of our service to you, and help prevent or detect fraud.

Automated Information Collection

We receive and store certain types of information when you interact with our app, emails, and online advertising. Our purpose is to allow the app to work correctly, to evaluate use of the website, and to support website analytics and marketing campaigns. Some examples include:

How We Use Your Information

Apnaklub uses your information to offer and provide our products and services and to support our core business functions. These include order or service fulfillment, internal business processes, marketing, authentication, loss and fraud prevention, public safety and legal functions. Some examples include:

How We Disclose Your Information outside Apnaklub

Apnaklub does not sell or rent your personal information to third parties. We only disclose your personal information after notifying you and with your prior consent and approval, under the following limited circumstances. Please note that any such disclosure made with your consent is limited to strictly on a need to know basis and only for the notified purpose.

Service Providers

We may disclose or otherwise make available personal information about you to service providers that help with our business operations. Examples are shipping vendors, billing and refund vendors, payment card processors, and companies that help us improve our product and service offerings and our app. Your personal information may be stored and processed by our service providers in India. We require our service providers to keep your information secure. In addition, our service providers may not use or disclose personal information for any purpose other than providing the services on our behalf.

We further seek to secure the information shared with service providers by taking adequate measures including execution of a non-disclosure agreement, verifying that the service providers adopt reasonable level of security standards and are compliant with the laws and regulations governing privacy.

Legal Requirements and Protection of Our Company and Others

We may disclose your information in other special circumstances. These include situations when the sharing is necessary to protect the safety, property, or other rights of Apnaklub, our customers, our associates, or any other person, or where otherwise required by law. Examples include protecting the health or safety of customers, or addressing crimes committed on Apnaklub property. Apnaklub may provide your personal information in response to a search warrant or other legally valid inquiry or order, or to an investigative body in the case of a breach of an agreement or contravention of law, or as otherwise required by applicable law.

Marketing Purposes

From time to time with your express consent, we may disclose information with carefully selected companies who may offer you products and services of interest. You may opt in or opt out of this through your Membership enrollment form or by writing in to us by letter, fax or e-mail. The information disclosed is strictly on a need to know basis and no additional information other than basic contact information as per your preference is disclosed.

Business Transfers

We may transfer any information we have about you in connection with a merger or sale (including transfers made as part of insolvency or bankruptcy proceedings) involving all or part of Apnaklub or as part of a corporate reorganization or stock sale or other change in corporate control.

Your Consent Data Collection, Use, or Disclosure

Apnaklub collects, uses, or discloses your personal information consistent with this policy. The method of obtaining consent is appropriate for the type of personal information being collected, used, or disclosed. For example, we will obtain your express consent (written letter, fax, email, or electronic agreement) to collect, use, or disclose personal information in accordance with law.

Marketing Preferences

We communicate with you in ways you want to hear from us. At the time of registration, you may choose the preferred mode of communication on the form or you may opt out of receiving such marketing information. Examples are newsletters, special offers, and new product announcements. We use the following standards for marketing communications:

You may contact the Privacy Office as described below, to make changes to your preferences. If you contact us by email or mail, please be sure to include your full name, the types of communications you would like to receive or not receive, and your related contact information. For instance, if you would like to opt out of mail, include your mailing address. Please allow sufficient time for your preferences to be processed. It may take up to 30 days to process your requests related to email and 4-6 weeks for other requests.

Please be aware that, even if you have opted out of receiving marketing communications from us, we may still contact you for transactional purposes. Some examples are contacts for customer service, product information, service or reminder notices, or recalls. We may also need to contact you with questions or information regarding your order, such as regarding order status, shipment, or refunds.

Online Operations and Advertising

You may exercise choices related to our online operations and advertising. For instance, you can choose to browse our app without accepting cookies Please know that cookies allow us to recognize you from page to page, and they support your transactions with us. Without cookies enabled, you will still be able to browse our app, but will not be able to complete a purchase or take advantage of certain website features.

To learn more about “cookies”, including how to refuse/ disable cookies on your computer, please refer to your browser’s help and how-to guide.

You may also opt-out of certain online advertising called interest-based advertising. Interest-based ads are ads that are served to you based on your browsing behavior. The goal is to show you ads more tailored to your interests.

We may use how you browse and shop in order to show you advertisements on our website that are more relevant to your interests. As an example, if you browse for electronics with us or other sites, we may show you ads for electronics as you browse our website. Advertisements may relate to Apnaklub or our advertising partners. We do not disclose personal data about you with advertising partners to place an ad for them. We only retain data related to the ads for legitimate business purposes.

In addition, we belong to ad networks that may use your browsing history across participating app to show you interest-based advertisements on those app. You may see ads for Apnaklub on participating app based on how you browse our website and those sites. We do not allow the network provider to provide your browsing behavior on our website to other app.

You may opt-out of either interest-based advertising on our website, or interest-based advertising on other sites, as described above. Other app you visit may offer their own opt-out methods as well. If you do opt-out of interest-based advertisements, you may still see advertisements on app you visit, just not ads based on your browsing behavior.

How to Access and Update Your Information

Apnaklub takes reasonable steps to keep your personal information accurate and complete. You can access or update your personal information, including contact or account information, in the following ways:

How We Secure Your Information

Securing your information is a company priority. When you are shopping online, we use reasonable security measures to help protect the confidentiality of personal information. Apnaklub periodically reviews compliance with his Privacy Policy. On receiving a formal written complaint, we seek to contact and redress the user regarding his concerns, within reasonable time. We shall cooperate with appropriate regulatory authorities, including data protection authorities as per the laws of India, to resolve any complaints regarding the transfer of personal data that cannot be resolved directly.

Online Protections

Your account information is protected by the password you use to access your online account. Please keep this password confidential. We also use a technology called Secure Sockets Layer (SSL). If your browser is capable of SSL (and most are), your account information will be protected during transport across the Internet. When you enter a secure portion of a website, which is any page containing any of your account information, an image of a closed lock or a solid key should appear in the bottom bar of your browser window. If you click on this image, a small pop-up window displaying website security information will appear. This display indicates that your personal information is transmitted in encrypted form to a Apnaklub web server, not to some unknown or unauthorized server.

Hard Copy and Electronic Storage Protections

Personal information that is maintained in our offices is subject to physical, administrative, and technical controls as well. Hard copies of sensitive personal information are maintained in locked locations or cabinets with similar restrictions for electronic storage. When disposed of, the information is shredded, destroyed, erased, or otherwise sought to be made unreadable. The information so provided or collected by the Company is maintained under physical, electronic and procedural safeguards which limit access to authorized personnel and are reasonable and compliant with applicable laws to guard such data against loss, unauthorized access, destruction, misuse, modification and improper disclosure. For example, security guards are deployed at various entry and exit points and critical areas to prevent unauthorized entry, additionally secure access cards are issued to employees, which are requisite to access any office areas, workspace and other areas where data is stored. Surveillance and monitoring is also ensured by means of video cameras that have been installed at strategic locations.

Data on systems is protected by secure passwords and is accessible to authorized personnel only. Associates / Employees are strictly prohibited from sharing their systems or their passwords. Every Associate signs an Associate Employment Agreement, which contains a specific obligation not to reveal confidential information, which includes personal data. Associates are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations

Privacy Protections for Specific Types of Information Financial Products and Services

When you obtain financial products and services from us, we may collect and use certain financial-related information. We understand the sensitive nature of this information as well, and protect it in accordance with laws and our policies. Financial products and services include money orders, money transfers, credit card offerings, bill payment, and check cashing.

We protect payment card information we collect during transactions. We comply with industry standards that require safeguards for handling and securing customer information. These include using secure networks; encryption or other protection of cardholder data; physical and technical access controls; monitors and tests of security systems; and information security policies.

Privacy of Children Online

We are committed to protecting children’s online privacy. Our app is a general audience app not geared towards children. In order to protect the privacy of children, Apnaklub app do not knowingly collect personal information from children under the age of 18 without prior parental consent. Please contact us if you believe we may have collected information from your child and we will work to delete it.

Retention and Deletion of Information

We shall retain the information collected from you for the purpose as indicated till completion of the specific purpose for which it was collected. With respect to transaction we maintain records after completion of the transaction, for record and security purposes as required by regulations. Once you opt out from a service, we shall discontinue the service as per your request. We may retain only necessary information such as contact details to communicate any important information.

All other data such as physical copies of information relating to personal information is shredded and destroyed once the purpose for which it was obtained has been fulfilled.

Changes to the Privacy Policy

Please check our privacy policy periodically for changes. We will also notify you of significant updates and will post the date it was last updated at the bottom of the privacy policy.